Privacy Policy

01 Introduction

Welcome to Money Mitra Network (MMN). Money Mitra Network provides online education, career development, digital learning resources, live project internships, accredited digital certificates, AI-powered career tools, and related digital services across our primary website and official ecosystem subdomains:

• Main Website: moneymitranetwork.com
• Courses Hub: courses.moneymitranetwork.com
• Internship Portal: internship.moneymitranetwork.com
• Jobs Board: jobs.moneymitranetwork.com
• Books & Publications: books.moneymitranetwork.com
• ATS AI Resume Suite: ats.moneymitranetwork.com
• Student Portal & App: app.moneymitranetwork.com
• Certificate Verification: verification.moneymitranetwork.com
• Global Community: community.moneymitranetwork.com

By accessing or using our website, enrolling in courses, applying for internships, utilizing our AI utilities, or communicating with us, you acknowledge that you have read and understood this Privacy Policy. If you do not agree with the practices described herein, we advise discontinuing the use of our services.

02 Information We Collect

We collect information strictly necessary to provide our educational services, manage student accounts, deliver purchased digital products, process internship applications, verify credentials, and maintain platform security.

A. Information You Provide Directly

Depending on how you interact with Money Mitra Network, you may voluntarily provide:

• Contact Forms & Inquiries: Full name, email address, phone number (optional), support category, order or reference ID, subject line, and message details.
• Course & Book Purchases: Name, billing email address, selected course or textbook, and transaction reference identifiers.
• Internship Applications: Full name, email address, phone number, college/academic qualification, year of study, domain of interest, and resume/application details.
• Account Registration & Authentication: Name, email address, and authentication credentials managed securely via Firebase Authentication or Google Sign-In OAuth.
• Certificate Verification Queries: Certificate Identification Numbers or student reference codes entered into verification.moneymitranetwork.com.
• Customer Support Interactions: Support tickets, email communications, and live chat transcripts submitted through our Help Centre or Tawk.to live chat.
• AI-Powered Tools: Resume text, career prompts, assignments, or project data voluntarily pasted or uploaded into the ATS AI Resume Suite.
• Newsletter & Subscriptions: Email addresses provided to receive weekly tech talent reports and industry benchmarks.

B. Automatically Collected Technical Information

When you navigate our websites, standard web analytics and hosting infrastructure may automatically log technical data, including:

• IP address (anonymized where applicable by analytics tools)
• Browser type, language, and version
• Operating system and device type
• Referring website addresses and exit pages
• Page visit timestamps, duration of visit, and navigation paths
• Approximate geographic region (country/city level)

03 How We Use Information

Information collected across the platform is utilized for specific, legitimate, and service-related purposes:

• Service Delivery: To deliver purchased masterclasses, technical textbooks, and digital learning materials.
• Account Management: To create, maintain, and secure student user accounts across MMN subdomains.
• Internship Management: To review internship applications, assign live project sprints, evaluate completion work, and issue performance documentations.
• Certificate Verification: To record and verify legitimate student achievement records on our public verification ledger.
• Customer & Technical Support: To respond to student inquiries, resolve payment questions, and assist with account access issues.
• AI Tool Operation: To analyze resume content, calculate ATS match scores, and provide formatting recommendations.
• Platform Optimization & Security: To monitor website performance, detect abuse or unauthorized access attempts, prevent fraud, and improve user experience.
• Service Communications: To send critical transaction receipts, course access links, account alerts, and essential policy updates.

04 Cookies and Similar Technologies

Cookies are small text files stored on your browser or device when you visit websites. They help remember preferences, maintain secure user sessions, and gather aggregate usage statistics.

Types of Cookies Used on MMN:

• Essential Cookies: Required for fundamental website security, Firebase authentication state management, and basic session continuity.
• Analytics Cookies: Utilized by Google Analytics (GA4) to understand visitor counts, popular pages, and performance bottlenecks.
• Advertising Cookies: Utilized by Google AdSense to measure ad delivery, prevent repeated ad display, and serve contextual ads according to ad network policies.
• Preference Cookies: Used to remember user choices (such as dismissed notices or UI themes).

You can control or disable cookies through your browser settings at any time. Please note that disabling essential cookies may impact certain platform functions such as maintaining login sessions.

05 Google Analytics (GA4)

Money Mitra Network uses Google Analytics (GA4), a web analytics service provided by Google LLC. Google Analytics uses cookies and technical telemetry to collect aggregate information about website traffic and visitor interactions.

This information is used solely to analyze platform performance, optimize page load times, and improve educational content. Google Analytics processes data in accordance with Google's Privacy Policy. Money Mitra Network does not receive raw, unanonymized personal identities through Google Analytics reports.

06 Google AdSense & Third-Party Advertising Disclosures

Money Mitra Network displays advertisements served by Google AdSense and authorized third-party ad networks on select pages. Third-party advertising vendors, including Google, use cookies, device identifiers, or DART cookies to serve contextual and interest-based ads based on a user's previous visits to this website or other websites across the Internet.

Google's use of advertising cookies enables it and its partners to serve ads to our users based on their visits to Money Mitra Network and/or other sites on the Internet.

User Advertising Opt-Out Options:

• Users may opt out of personalized advertising by visiting Google Ads Settings.
• Alternatively, users can opt out of a third-party vendor's use of cookies for personalized advertising by visiting www.aboutads.info.
• If you have not opted out of third-party ad serving, cookies of other third-party vendors or ad networks may also be used to serve ads on our platform.

07 Payments and Transactions

Money Mitra Network utilizes third-party payment gateways (such as Razorpay or official merchant processors) to process financial transactions for courses and books securely.

• When you make a payment, transaction details are processed directly by the PCI-DSS compliant payment provider.
• Money Mitra Network receives confirmation of payment status, transaction reference numbers, and billing contact information to fulfill your order.

08 Courses and Digital Products

When you purchase or enroll in masterclasses or digital textbooks through courses.moneymitranetwork.com or books.moneymitranetwork.com:

• Your account email and contact details are used to issue access credentials and record learning progress.
• Transaction records are retained to confirm purchase history and enable ongoing content access.
• Support interactions regarding course materials are processed to provide academic and technical assistance.

09 Internship Program

For candidates participating in the MMN Internship Portal (internship.moneymitranetwork.com):

• Applicant information (academic status, domain interest, resume) is processed solely for evaluating candidate fit and organizing project sprint teams.
• Project submissions and sprint tasks are reviewed by mentors to assess technical performance.
• Upon successful sprint completion, student details are recorded on official completion certificates issued through our verification system.

10 Certificate Verification

Money Mitra Network operates an official certificate verification ledger at verification.moneymitranetwork.com.

When an employer or user queries a valid Certificate Identification Number, the verification system displays public verification details: student full name, program/internship title, completion date, and credential status. Private personal data (such as email addresses, phone numbers, or passwords) is never publicly displayed.

11 AI-Powered Tools

Money Mitra Network offers AI-powered career utilities, including the ATS AI Resume Suite (ats.moneymitranetwork.com).

• Users may voluntarily input resume text, assignment drafts, or career prompts into AI input fields.
• Input data is processed via server-side API calls to third-party AI models (e.g., Google Gemini API) to generate match scores and recommendations.
• Important Warning: Users should refrain from inputting highly sensitive personal identifiers, passwords, financial account details, or confidential government identity numbers into AI prompt tools.

12 Communications

We categorize platform communications into two distinct types:

• Transactional & Service Messages: Necessary communications regarding account security, course access links, payment receipts, internship updates, or support replies. These cannot be opted out of while maintaining an active account.
• Promotional & Weekly Newsletter: Optional updates regarding new course releases, tech talent reports, and industry insights. Users can unsubscribe at any time using the link provided at the bottom of promotional emails.

13 Third-Party Services Integration

To deliver an enterprise-grade EdTech platform, Money Mitra Network integrates trusted third-party service providers. Each service handles data strictly according to its own privacy policy:

14 Data Security

Money Mitra Network employs reasonable administrative, technical, and physical safeguards designed to protect personal information against unauthorized access, loss, misuse, or alteration.

• Data in transit is encrypted using enterprise TLS 1.3 standards.
• User account credentials and database access are safeguarded via secure Firebase authentication protocols and strict security rules.
• Administrative access to backend systems is strictly restricted to authorized personnel.

While we strive to use commercially acceptable means to protect personal information, no method of transmission over the Internet or method of electronic storage is 100% secure. Absolute security cannot be guaranteed.

15 Data Retention

We retain personal information for as long as reasonably necessary to fulfill the purposes outlined in this Privacy Policy, including:

• Delivering purchased masterclasses and digital books
• Maintaining student accounts and historical course access
• Validating credential records on verification.moneymitranetwork.com
• Complying with applicable legal, accounting, or reporting obligations
• Resolving disputes and enforcing platform agreements

16 Children's Privacy

Money Mitra Network websites and educational programs are designed primarily for higher education students, job seekers, and career professionals.

We do not knowingly collect personal information from children under the age required by applicable local law without parental or legal guardian consent. If you believe a minor has provided personal information without proper consent, please contact us immediately so we can take appropriate remedial steps.

17 User Rights and Choices

Depending on your location and applicable privacy laws, you may have rights regarding your personal information, including:

• Access & Portability: The right to request information about the categories of data we hold about you.
• Correction & Update: The right to request corrections to inaccurate or incomplete account details.
• Deletion: The right to request the deletion of your account and personal data, subject to legal retention obligations.
• Withdrawal of Consent: The right to withdraw consent for optional communications or marketing emails.
• Browser Cookie Controls: The right to configure browser settings to block or clear cookies.

To exercise any applicable privacy rights, please contact our support team at moneymitranetwork@gmail.com.

18 External Links

Our website may contain links to external third-party websites, partner resources, or social platforms that are not operated by Money Mitra Network.

Once you click an external link and leave our domain, you are governed by the privacy policy and terms of that external site. We have no control over and assume no responsibility for the content or privacy practices of third-party websites.

19 Policy Updates

Money Mitra Network may update this Privacy Policy periodically to reflect changes in our platform features, data practices, third-party integrations, or applicable legal requirements.

When updates are published, the "Last Updated" date at the top of this page will be revised. We encourage users to review this page periodically to stay informed about how we protect user information.

20 Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data handling practices, please connect with our support team: